Skip to content

A Bengali-first AI tool to organize family wealth, track assets, and simplify inheritance planning.

License

Notifications You must be signed in to change notification settings

newayzzz/BD_WealthReport_Assistance

Repository files navigation

Oitijhho AI | ঐতিহ্য AI | HeritageAI

💰 Wealth_report_Agent + Digital_will_creator

A 🇧🇩 Bengali-first AI tool to organize family wealth, track assets, and simplify inheritance planning — so families aren’t left in the dark during times of grief.


🧩 Problem

In many Bengali families, financial assets are fragmented across LICs, PFs, gold, SIPs, FDs, land, loans, and bank accounts — usually with little to no centralized documentation. Often, only one person knows the full picture. When that person passes away, others are left struggling.

This project was inspired by personal hardship — when our family lost our father in 2017. My mother, sister (then with a newborn in the UK), and I (based in Canada) had to navigate inheritance paperwork, nominee forms, and power of attorney signatures while dealing with grief and uncertainty. The goal is to ensure no one else has to face that confusion, inshaAllah.


💡 Solution

Oitijhho AI | ঐতিহ্য AI is an AI-powered assistant (translates to HeritageAI) that:

  • ✅ Gathers asset information via chat
  • 📊 Generates a categorized and secure Wealth Report
  • 🔐 Offers AES-256 encryption for sensitive data
  • 📜 Helps draft digital will guidance
  • ⏰ Sends reminders for expiring investments and follow-ups
  • 🧾 Sends nominee alerts and offers legal guidance

🧠 Tech Stack

Tier Technology
Free Fetch API + rule-based mini-agent
Premium GPT (OpenAI's best-fit model via LangChain)
Frontend React Native / Flutter
Backend Flask / Firebase / Supabase
Security AES-256 encryption

📊 Competitive Landscape

Feature Oitijhho AI Local Legal Firms Global Legacy Tools
Bengali Language Support ✅ Yes ⚠️ Partial ❌ None
LIC / Khatiyan Integration ✅ Yes ❌ No ❌ No
AI-Powered Chat Intake ✅ Yes ❌ No ✅ Yes (Generic)
Digital Will Assistance ✅ Yes ⚠️ Manual ✅ Yes
Family-Friendly UX ✅ Yes ❌ No ⚠️ Often Complex
Designed for Bangladesh ✅ Yes ✅ Yes ❌ No
Diaspora Support (Canada, UK, etc.) ✅ Yes ⚠️ Difficult ⚠️ Limited
Crypto & bKash Wallets ✅ Yes ❌ No ⚠️ Some

💬 Verdict: No existing solution currently combines AI-powered chat, inheritance planning, Bengali asset types, and diaspora support — built from real loss, for real families.

📦 Asset Schema

See /docs/asset_schema.json for examples on:

  • LIC (Life Insurance)
  • PF (Provident Fund)
  • FDR / SIPs / Mutual Funds
  • Khatiyan (Land Deeds)
  • Gold / Jewelry / Crypto
  • Cash / Bank Balances
  • Loans / Bonds / Vehicles

🚀 Roadmap

  • Asset schema templates
  • Sample CSV input/output
  • Chatbot intake via Fetch API
  • Wealth report generator
  • Digital will assistant
  • Nominee alerts engine
  • PWA Mobile deployment

🙌 Contributing

PRs and feedback welcome! If you're a developer, legal/finance expert, or someone passionate about building for families in South Asia, please join the journey.


🆘 Support

For issues or questions: Check the troubleshooting section Review the GitHub issues Create a new issue with detailed information


📁 Project Structure - Preview in the Code TAB for correct formatting

wealthreportBDAI/ │ ├── README.md ├── LICENSE ├── .gitignore ├── CONTRIBUTING.md │ ├── docs/ # Documentation files │ └── asset_schema.json # JSON structure for asset tracking │ ├── data/ # Sample input/output data for testing │ ├── sample_input.json │ └── sample_output.json │ ├── src/ # Source code │ ├── ai_agent/ # AI logic (LLM, prompts, LangChain) │ │ ├── prompt_templates/ │ │ └── asset_extractor.py │ │ │ ├── backend/ # Flask/Firebase/Ngrok backend logic │ │ ├── api.py │ │ └── reminders.py │ │ │ ├── frontend/ # React Native or Flutter frontend │ │ ├── App.tsx (or main.dart) │ │ ├── screens/ │ │ └── components/ │ │ │ └── utils/ # Helper scripts (encryption, validation) │ ├── encryption.py │ └── date_parser.py │ ├── tests/ # Unit tests │ ├── test_asset_parser.py │ └── test_reminder_engine.py │ └── config/ # App configurations ├── settings.dev.json └── firebase_config.json


Why this layout?

Component Purpose
README.md Project overview
docs/ Design, schema, API planning
data/ Test cases and inputs
src/ Source code: AI, backend, frontend, utils
tests/ Unit tests for CI/CD confidence
config/ Local settings and environment management
.gitignore/ Prevents unnecessary clutter
LICENSE/ Tells others how they can use/contribute to my code

👨‍💻 Author

Saqeb Newaz Built with 💚 for the Bengali 🇧🇩 community, and for families like mine who had to navigate loss the hard way.


⚠️ Core logic lives in a private repo (wealthreport-bd-core) due to security and deployment reasons. Contact @SaqebNewaz for contributor access.


Licensed under CC BY-NC-SA 4.0.

📄 Notice

This project includes a NOTICE.txt file for additional usage terms and author rights. Please review before reuse or distribution.

About

A Bengali-first AI tool to organize family wealth, track assets, and simplify inheritance planning.

Resources

License

Contributing

Stars

Watchers

Forks

Releases

No releases published

Packages

No packages published

Languages