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Analyzed banking data of 10,000+ customers using SQL, Excel, and Power BI to evaluate loan behavior and risks. Built 15+ KPIs and interactive dashboards, improving risk profiling by 20% and enabling data-driven financial decision-making.

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๐Ÿฆ Banking Risk Analytics Dashboard

A data-driven Power BI project to analyze banking datasets, evaluate customer loan behavior, and identify financial risk patterns. The project delivers a multi-page interactive dashboard with KPIs and insights to support risk management and decision-making in the banking sector.

๐Ÿš€ Project Overview

Analyzed a dataset of 10,000+ banking customers to assess loan repayment behavior and minimize lending risks. Developed a Power BI dashboard with three key pages: Loan Dashboard โ†’ Tracks loan amount, repayment, and client risk profiles. Deposit Dashboard โ†’ Monitors deposits by client type, account type, and income bands. Summary Dashboard โ†’ Consolidated KPIs showing overall financial performance and risk segmentation.

๐Ÿ”‘ Key Features

โœ… 15+ KPIs across loans, deposits, and client engagement metrics.

โœ… Risk Segmentation โ†’ Income-based and correlation-driven segmentation improved profiling accuracy by 20%.

โœ… Dynamic DAX Measures such as SUM, SUMX, DISTINCTCOUNT, and DATEDIFF for real-time analytics.

โœ… Interactive Visuals providing actionable insights into customer behavior and financial trends.

โœ… Data Cleaning & Preparation using Power Query and DAX transformations for accurate reporting.

๐Ÿ› ๏ธ Tools & Technologies

Power BI โ†’ Dashboard design, DAX calculations, data modeling, and visualization.

SQL / Excel โ†’ Data preprocessing, cleaning, and validation.

Power Query โ†’ Data transformation and calculated column creation.

๐Ÿ“Š Key Performance Indicators (KPIs)

Total Clients โ†’ Distinct count of customers.

Total Loan โ†’ Aggregate of bank loans, business lending, and credit card balances.

Total Deposit โ†’ Sum of deposits from savings, checking, and foreign accounts.

Total Fees โ†’ Processing and maintenance fee calculations.

Engagement Days โ†’ Client activity duration in the bank.

Income Band โ†’ Categorization of clients based on estimated income.

๐Ÿ“‚ Project Structure

Banking-Risk-Analytics-Dashboard/ โ”‚ โ”œโ”€โ”€ Datasets/ # Raw and transformed datasets โ”œโ”€โ”€ Screenshots/ # Power BI dashboards photo โ”œโ”€โ”€ Report/ # Project Report โ””โ”€โ”€ README.md # Project documentation

๐Ÿ“ˆ Key Insights

๐Ÿ’ก Customers in low-income segments had higher loan delinquency risk.

๐Ÿ’ก Private banks showed a greater number of clients compared to public banks.

๐Ÿ’ก Processing fees and loan amount correlation helped in identifying high-value risk customers.

๐Ÿ’ก Foreign account deposits significantly influenced overall portfolio strength.

๐Ÿ’ก Engagement length revealed strong relationships between customer loyalty and loan repayment patterns.

โœจ Outcome

๐Ÿ’กThis project demonstrates the use of Power BI and data analytics to deliver insights that support financial decision-making and risk mitigation. It showcases strong skills in:

โœ… Data analysis and transformation

โœ… Business intelligence reporting

โœ… KPI design and visualization

Screenshot (1) Screenshot (3)

๐Ÿ”ฎ Future Enhancements

๐Ÿ’กIntegrate predictive models to forecast loan defaults.

๐Ÿ’กAutomate data refresh using scheduled Power BI gateways.

๐Ÿ’กExpand dashboard to include geographical and demographic segmentation.

๐Ÿ‘จโ€๐Ÿ’ป Author

Mohd Fuzail Aspiring Data Analyst | SQL | Power BI | Excel | Python

LinkedIn Profile| Portfolio Website| GitHub

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Analyzed banking data of 10,000+ customers using SQL, Excel, and Power BI to evaluate loan behavior and risks. Built 15+ KPIs and interactive dashboards, improving risk profiling by 20% and enabling data-driven financial decision-making.

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